Damage Assessment

The Frederick County Division of Emergency Management would like to inform citizens that the U.S. Small Business Administration (SBA) has announced the opening of the Disaster Loan Outreach Center in Frederick County.

The center opened December 10, 2015, at The City of Frederick – Department of Public Works, 111 Airport Drive, Room 4, Frederick, MD to issue loan applications and answer questions about the loan program.  This is a temporary location, so residents are encouraged to visit the center by Thursday, Dec. 17. Loan applications can also be down loaded at

Individuals and businesses may also obtain information and loan applications by calling the SBA’s Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the deaf and hard-of-hearing), or by emailing

If you have any questions, please contact the Frederick County Department of Emergency Preparedness at 301-600-1746.

Shelters & Warming / Cooling Centers

Emergency shelter locations are only opened based on the needs of an ongoing event. Information will be posted if the county makes the determination a shelter is necessary. Public buildings such as libraries are good locations to warm up / cool down. If you find yourself in need of shelter due to a personal emergency, the following resources may help you:

Maryland Insurance Administration
The Maryland Insurance Administration is a great resource for individuals and businesses dealing with damages to their property. You can find information of what to do after a loss, disaster specific information and what to do if you have a problem with your insurance company.
You can also find information on having the right insurance coverage, including renter's, to protect your property before the next natural disaster.

FEMA Disaster Assistance
This disaster assistance helps you with critical expenses not covered by other means. It is not intended to restore your damaged property to its condition before the disaster, but it can ease the pain and cost of rebuilding your life.

One of the main requirements to qualify for assistance is any losses must have occurred in an area covered by a federal disaster declaration.
While some housing assistance fund are available through FEMAs Individuals and Households Program, most disaster assistance from the federal government is provided by loans administered by the Small Business Administration.

For more information visit FEMA.

How to Help Victims of a Disaster
The American Red Cross suggests the following as the best ways to help individuals affected by a disaster.
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READY Frederick County is managed by the Division of Emergency Management.